Final expense coverage, so your family isn't left with the bills.
Small, affordable whole life policies made for funeral costs, medical bills and the other expenses that come at the end of life. Ask about plans with coverage from day one.
- Low-cost plans with coverage from day one
- Many plans ask health questions instead of an exam
- Nothing up front, 30-day free look
Check your price
Free, no-obligation quote. Takes about a minute.
Leave love behind, not a stack of bills.
Final expense insurance is a small whole life policy that pays your family a set amount. They can use it for whatever they need most.
- Funeral, burial or cremation costs
- Medical bills that are still open
- Credit cards, utilities and other final bills
- A little extra for the people you love
Coverage from day one
Full benefit from the first day, for people who qualify on a few health questions.
Graded benefit
Coverage that builds up over the first years, for people with more health history.
Return of premium
If the policy pays out in the early years, your family gets back what you paid in.
Plans that fit a fixed income.
Real examples from one of the insurance companies we offer.
Internal preview: example rates waiting on Stevey's OK$10,000 of final expense coverage from day one
$10,000 of final expense coverage from day one
Example monthly premiums for an immediate death benefit whole life plan. Smaller amounts cost less. Your price depends on your age, health, tobacco use, state and the insurance company you qualify with. Not a quote or an offer of coverage. Call for your own free quote.
Final expense coverage in three easy steps.
- 1 of 3Call us, or book a 15-minute call
Pick a time that suits you. Prefer to meet in person? Ask about a visit at your home.
- 2 of 3Tell us a little about you
Your age, a bit about your health and what you want the coverage to do. No date of birth needed.
- 3 of 3We compare, you choose
We shop top insurance companies, explain your options in plain words, and many clients apply on the same call.
Straight answers, no fine print.
Don't see your question? Call us and ask. That's what we're here for.
(800) 601-9318How much final expense coverage do I need?
Most people choose an amount that covers a funeral and leaves a little extra, often somewhere between $5,000 and $25,000. We'll help you pick a number that fits your budget.
Can I get coverage if I have health problems?
Often, yes. There are plans for people with more health history, including graded benefit plans. Call us and we'll look at your options.
Do I pay you anything for your help?
No. There are no fees for quotes or advice. Your coverage is billed through the insurance company.
Do I have to pay anything up front?
No. Nothing is paid up front, and you have up to 30 days to make your first payment.
What if I change my mind?
You have a 30-day free look period. If you decide the policy isn't right for you, you get a full refund.
Give your family one less thing to worry about.
A free, friendly 15-minute call. No pressure, nothing to pay up front, and a 30-day free look with a full refund.