Medicare Annual Enrollment: Oct 15 to Dec 7. Review my options Mon to Fri, 9am to 5pm ETCall free (800) 601-9318
Insurance help for seniors in New Jersey

Peace of mind for you, and the family you love.

Life insurance, final expense, Medicare and more, explained in plain words by a local agency. Tell us your age and a little about your health, and we'll shop top insurance companies for you.

  • Free quote over the phone
  • No fees for our help, ever
  • Nothing to pay up front
Smiling senior woman talking on the phone at a garden table
30-day free lookChange your mind? Full refund.
$0 up frontNothing to pay when you apply.
A real person answersA local person, never a call center.
Life InsuranceFinal ExpenseMedicare AdvantageHealth InsuranceRetirement PlanningHome & RentersNo fees for our helpNothing to pay up front30-day free lookFree quotes over the phoneA local New Jersey agency
What we help with

What can we help you protect?

Pick a coverage to learn how it works, or get a quote. One phone call covers it all.

Our specialty

Life Insurance

Term, whole life and IUL plans that protect the people you love and the plans you've made.

Final Expense

Low-cost coverage so your family isn't left with the bills. Ask about plans with coverage from day one.

Enroll now

Medicare

Compare Medicare Advantage plans during Annual Enrollment, October 15 to December 7, with answers all year.

Health Insurance

Health coverage that fits your needs and your budget, explained without the jargon.

Retirement Planning

Retirement and financial planning for seniors, so you can enjoy the years ahead with confidence.

New

Home & Renters

Protect your home and your belongings, alongside your life and health coverage.

We don't sell car insurance, but if you need something we don't offer, we're happy to point you to someone who does.

Not sure where to start?

Find the right coverage in two taps.

Answer two quick questions and we'll point you to the plan worth talking about. No forms, no email needed.

Question 1 of 2
What do you most want to protect?
Our peace-of-mind promise

No pressure, no surprises, no money up front.

Everything is billed through the insurance company. You never pay us for our help.

$0
Up front

Nothing to pay when you apply.

30days
To your first payment

Take up to 30 days to make it.

30days
Free look

Change your mind and get a full refund.

None
Fees for our help

Quotes and advice are always free.

Why call an independent agent

We shop the insurance companies. You pick the plan.

Every insurance company prices and approves people differently. Instead of filling out forms on one company's website, call us and we'll compare several for you.

What you getUS Senior ServicesBuying online on your own
A real person explains your options, start to finishYesUsually not
Several insurance companies compared in one callYesUsually not
Quotes based on your age and healthYesYes
Apply by phone, many get an answer on the same callYesUsually not
Nothing up front, 30 days to your first paymentYesUsually not
Someone local to call when you have a question laterYesUsually not
How it works

Three easy steps to coverage.

  1. 1 of 3
    Call us, or book a 15-minute call

    Pick a time that suits you. Prefer to meet in person? Ask about a visit at your home.

  2. 2 of 3
    Tell us a little about you

    Your age, a bit about your health and what you want the coverage to do. No date of birth needed.

  3. 3 of 3
    We compare, you choose

    We shop top insurance companies, explain your options in plain words, and many clients apply on the same call.

Medicare Annual Enrollment

Your once-a-year chance to change your Medicare plan.

From October 15 to December 7 you can switch Medicare Advantage plans. We'll compare the options in your area and explain them in plain words, free.

Opens Oct 15Closes Dec 7Free plan review
00Days
00Hours
00Minutes
00Seconds
Until enrollment closes on December 7
An agent explaining a printed plan to a smiling senior couple at a desk
About US Senior Services

A local agency where a real person picks up the phone.

When you call, you talk to a real person on our team, not a call center. We take the time to understand your goals, compare plans and explain them clearly.

  • Every voicemail gets a call back
  • A reminder the day before every appointment
  • Call us any time with a question about your coverage
Common questions

Straight answers, no fine print.

Don't see your question? Call us and ask. That's what we're here for.

(800) 601-9318
How much does coverage cost?

It depends on your age and your health, and every insurance company prices differently. That's why we compare several for you. Call us for a free quote over the phone.

Do I pay you anything for your help?

No. There are no fees for quotes or advice. Your coverage is billed through the insurance company.

Do I have to pay anything up front?

No. Nothing is paid up front, and you have up to 30 days to make your first payment.

What if I change my mind?

You have a 30-day free look period. If you decide the policy isn't right for you, you get a full refund.

Can we meet in person?

Yes. Most clients start with a 15-minute phone call, and you can choose an in-home appointment if you'd rather meet face to face.

Which insurance companies do you work with?

We work with top insurance companies, and we'll tell you exactly which ones fit you when we compare your options.

Do you sell car insurance?

No, we don't offer car insurance. If you need coverage we don't sell, we're happy to point you to someone who does.

We offer peace of mind

Peace of mind is one phone call away.

A free, friendly 15-minute call. No pressure, nothing to pay up front, and a 30-day free look with a full refund.

Call us free, Mon to Fri 9 to 5(800) 601-9318

US Senior Services, providing peace of mind. Life insurance, final expense, Medicare, health, retirement planning and home insurance for seniors in New Jersey.

Get in touch